USE FINANCIAL TECHNOLOGY IN IMPROVING FINANCIAL LITERACY (EMPIRICAL STUDY ON FEB- UTP SURAKARTA STUDENTS)
Keywords:
financial technology, financial literacy, studentsAbstract
This study will focus on students understanding and interest in fintech, how to use financial technology to increase students' financial literacy at the Faculty of Economics and Business, Universitas Tunas Pembangunan Surakarta, Central Java, Indonesia. The research method used is a qualitative descriptive analysis by analyzing, describing and summarizing various conditions, and situations from data collected in direct interview results. The results of this study are that students experience increased financial literacy by using financial technology. Students are used to using financial technology applications, most of which are used for payments. Students feel the use of financial technology helps in planning finances and investing. Financial literacy that plays a role in students is limited to their financial planning. Technology becomes their support in financial planning.
Downloads
References
Lestari, S. (2015). Literasi keuangan serta penggunaan produk dan jasa lembaga keuangan. Fokus Bisnis: Media Pengkajian Manajemen dan Akuntansi, 14(2). https://doi.org/10.32639/fokusbisnis.v14i2.45
Nurcholidah, L., & Harsono, M. (2021).Kajian fintech dalam konsep behaviouristik. Jurnal Sains Sosio Humaniora, 5(1): 66–71. https://doi.org/10.22437/jssh.v5i1.13145
Prayustika, P. A., Suryadi, I. G. I., Arsawan, I. W. E., & Widiantara., I. M. (2020). Peran financial technology dalam meningkatkan literasi keuangan mahasiswa. Artificial Intelligence and The Law, 6(2): 31–48. Https://Doi.Org/10.4324/9780429344015-2
Qomaro, G.W., & Septiana, A. (2017). Tinjauan literasi keuangan bagi santi pondok Pesantren Madura: Studi Kasus Pondok Pesantren Syaichona Kholil Kabupaten Bangkalan. JES, 2(1): 39-49.
Rahma, T. I. F. (2018). Persepsi Masyarakat Kota Medan Terhadap Penggunaan Financial Technology (Fintech). Jurnal At-Tawassuth, III, 642–661.
Situmorang, D., & Hapsari, V. R. (2019). Faktor-Faktor yang Mempengaruhi Perilaku Belajar Akuntansi di Daerah 3T. Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis, 7(1): 77–84. Https://Doi.Org/10.30871/Jaemb.V7i1.1406
Waluyo, F.I.A & Marlina, M.A.E (2019). Peran Literasi Keuangan dalam Pengelolaan Keuangan Mahasiswa. Media Akuntansi dan Perpajakan Indonesia.