THE EFFECT OF BAD DEBTS ON RESIDUAL INCOME AT KAMON COOPERATIVE IN MALAKA DISTRICT

Yanuarius Bria Seran; I Nengah Suastika; I Wayan  Lasmawan

Authors

Yanuarius Bria Seran Universitas Pendidikan Ganesha
I Nengah Suastika Universitas Pendidikan Ganesha
I Wayan Lasmawan Universitas Pendidikan Ganesha

Keywords:

Effect of bad debts, Residual income, Kamon Cooperative, Associative research

Abstract

Credit cooperatives are one of the most developed cooperatives in Indonesia. The business it runs is by collecting funds from members and then the funds provide loans to members. bad debts arise due to the failure of poor credit management and members as debtors do not fulfill their obligations, which will affect the acquisition of Residual Income. Based on the results of this study that the magnitude of the influence of bad debts and the remaining 47% of Sisa Hasil Usaha while the remaining 53% is explained by other variables that are not explained in this study such as member participation in making deposits, loans and income

Downloads

Download data is not yet available.

References

N. Q. Lutfillah, “Koperasi sebagai solusi ekonomi kerakyatan indonesia,” Oetoesan-Hindia Telaah Pemikir. Kebangs., vol. 2, no. 2, pp. 90–98, 2020.

H. Suryokumoro and H. Ula, Koperasi Indonesia dalam Era MEA dan Ekonomi Digital. Universitas Brawijaya Press, 2020.

V. Siagian et al., Ekonomi dan Bisnis Indonesia. Yayasan Kita Menulis, 2020.

L. Agustin, “ANALISIS SISTEM PENGENDALIAN INTERNAL TERHADAP PENGEMBALIAN KREDIT PADA KOPERASI SIMPAN PINJAM (StudiKasusPadaKoperasiSetiaKawan),” 2019.

T. S. Tambunan and H. Tambunan, “Manajemen koperasi,” 2019.

M. T. Akbar, P. Moeljadi, and A. Djazuli, “Pengaruh Kredit Macet Terhadap Profitabilitas Melalui Kecukupan Modal, Biaya dan Pendapatan Operasional,” J. Bisnis dan Manaj., vol. 5, no. 1, 2018.

I. G. I. Sudipa and N. M. Sudiani, “Sistem Pendukung Keputusan Menggunakan Metode Profile Matching Untuk Penentuan Pemberian Kredit (Studi Kasus: KSP Werdhi Mekar Sari Sedana),” J. Sist. Inf. dan Komput. Terap. Indones., 2019, doi: 10.33173/jsikti.23.

U. R. Arsyad, T. Supatminingsih, and M. HASAN, “ANALISIS PENILAIAN TINGKAT KESEHATAN KOPERASI SIMPAN PINJAM DI KOTA MAKASSAR DITINJAU DARI NON PERFORMING LOAN (NPL) PADA TAHUN 2020-2021: STUDI KASUS PADA KOPERASI SIMPAN PINJAM BERKAT BULUKUMBA CABANG ANTANG,” J. Ekon. Sos. Hum., vol. 4, no. 03, pp. 102–116, 2022.

W. Julitawaty, Manajemen Perbankan. Yayasan Kita Menulis, 2021.

Lukman Dendawijaya, “Manajemen Perbankan,” Jakarta: Ghalia Indonesia, 2005, p. 33.

C. V. O. Frida, Manajemen perbankan. Garudhawaca, 2020.

G. D. Pepriana, W. Cipta, and N. N. Yulianthini, “Pengaruh Penyaluran Kredit, Kredit Bermasalah, dan Biaya Operasional terhadap Laba pada PT. FIF Group Cabang Singaraja Tahun 2012-2014,” J. Manaj. Indones., vol. 7, no. 2, pp. 60–68, 2019.

Sugiyono, Metode penelitian: Pendekatan Kuantitatif, Kualitatif, dan R&D. Bandung : Alfabeta, 2015, 2017.

Sugiyono, Metode Penelitian Kombinasi, (8th ed.)., vol. 87, no. 1,2. Bandung: Alfabeta., 2016.

Sugiyono, METODE PENELITIAN KUANTITATIF, KUALITATIF, DAN R&D. Bandung: ALFABETA, 2015.