THE IMPACT THE INFLUENCE OF ISLAMIC BANKING HEALTH LEVEL TO THE LEVEL OF PUBLIC CONFIDENCE WITH THE PERFORMANCE BANKING AS AN INTERVENING VARIABLE :  CASE STUDY ON ISLAMIC COMMERCIAL BANKS Period 2017-2021

Sarah Ramadhani; Hendra Harmain; Nur Ahmadi Bi Rahmani

Authors

Sarah Ramadhani State Islamic University Of North Sumatra, Indonesia
Hendra Harmain State Islamic University Of North Sumatra, Indonesia
Nur Ahmadi Bi Rahmani State Islamic University Of North Sumatra, Indonesia

Keywords:

Banks , Banking Health, Banking Performance , Commercial Islamic , Public Trust

Abstract

This research aims to determine the effect of 1) Risk profile on public trust, 2) Good Corporate Governance on public trust, 3) Earnings on public trust, 4) Capital on public trust and 5) Islamic banking performance on public trust. This research was conducted using a descriptive quantitative method supported by SPSS. For this reason, some important information is generated, namely 1) Risk profile has a negative but significant influence on public trust; 2) positive GCG has a good effect on public trust; 3) Earnings owned by Islamic banks have no influence on public trust; 4) Capital owned by Islamic banks has a connection or influence with public trust; 5) Between the performance of Islamic banking and trust, there is no influence between the two.

Downloads

Download data is not yet available.

References

Ahmadi, N. (2017). Analisis Pengaruh Capital Adequacy Ratio (CAR) dan Financing to Deposit Ratio (FDR) terhadap Return On Asset (ROA) dan Return On Equity (ROE) Pada Perusahaan Bank Umum Syariah di Indonesia. HUMAN FALAH: Jurnal Studi Ekonomi Dan Bisnis Islam, 4(2).

Alawiyah, T. (2016). Metode RGEC Pada Bank Umum Syariah Yang Terdaftar Di Bursa Efek Indonesia Indonesia Tahun 2012-2014. Pendidikan Dan Ekonomi, 5(3), 114–123. www.idx.co.id

Anggraini, T., Nasution, Y. S. J., & Sugianto. (2015). Lembaga Keuangan Syariah dan Dinamika Sosial.

Arikunto, S. (2019). Prosedur Penelitian: Suatu Pendekatan Praktik. Rineka Cipta.

Bastomi, M., Salim, U., & Aisjah, S. (2017). The Role of Corporate Governance and Risk Management on Banking Financial Performance in Indonesia. In Jurnal Keuangan dan Perbankan (Vol. 21, Issue 4). http://jurnal.unmer.ac.id/index.php/jkdp

Dewi, I. A. S. K., & Candradewi, M. R. (2018). Penilaian Tingkat Kesehatan Bank Metode RGEC Pada PT. Bank Tabungan Negara (PERSERO), TBK. Periode 2014-2016. E-Jurnal Manajemen Unud, 7(3), 1595–1622. https://doi.org/10.24843/EJMUNUD.2018.v7.i03.p017

Hameed, S., Wirman, A., Alrazi, B., Nazli, M., & Pramono, S. (2004). Alternative Disclosure & Performance For Islamic Banks. Second Conference on Administrative Sciences: Meeting the Challenges of the Globalization Age, King Fahd University of Petroleum & Minerals, Dhahran, Saudi Arabia.

Harahap, N., Harmain, H., Siregar, S., & Maharani, N. (2017). Pengaruh Islamic Social Reporting (ISR), Umur Perusahaan Dan Kepemilikan Saham Publik Terhadap Profitabilitas (ROA) Pada Perusahaan Yang Terdaftar Di Jakarta Islamic Index (JII). KITABAH: Jurnal Akuntansi Dan Keuangan Syariah, 1(1).

Harmain, H., Anggriyani, Rasidah, Olivia, H., Farina, D., Wahyudi, H., & Syafina, L. (2019). Akuntansi Syariah Di Indonesia. http://www.penerbitmadenatera.co.id

Haryanto, S., Bachtiar, Y., & Khotami, W. (2020). Efficiency and Rentability of Islamic Banks in Indonesia. Jurnal Inovator, 9(1), 41–48. http://ejournal.uika-bogor.ac.id/index.php/INOVATOR/index

Jawadi, F., Jawadi, N., Idi Cheffou, A., Ben Ameur, H., & Louhichi, W. (2017). Modelling The Effect Of The Geographical Environment on Islamic Banking Performance: A Panel Quantile Regression Analysis. Economic Modelling, 67, 300–306. https://doi.org/10.1016/J.ECONMOD.2017.01.018

Kasmir. (2016). Dasar-Dasar Perbankan (edisi revisi 2014). Bappenas.

Muhammad. (2014). Manajemen Dana Bank Syariah. Jakarta: PT Raja Garvindo Persada.

Nasution, L. I. (2018). Manajemen Pembiayaan Bank Syariah.

Ristiani, R., & Santoso, B. H. (2018). Pengaruh Tingkat Kesehatan Bank Terhadap Nilai Perusahaan Pada Bank-Bank Umum Yang Terdaftar Di BEI. Jurnal Ilmu Dan Riset Manajemen, 7(5), 1–20.

Ruslan, R. (2010). Manajemen Public Relations dan Media Komunikasi. Jakarta: Rajagrafindo Persada.

Sembiring, S., & Trisnawati, I. (2019). Faktor - Faktor Yang Mempengaruhi Nilai Perusahaan. Jurnal Bisnis Dan Akuntansi, 21(1), 173–184. http://jurnaltsm.id/index.php/JBA

Sesanti. (2017). Analisis Pengaruh Tingkat Kesehatan Perbankan Syariah Terhadap Tingkat Kepercayaan Masyarakat Dengan Kinerja Perbankan Syariah Sebagai Variabel Intervening.

Sugiyono. (2019). Metode Penelitian Kuantitatif, Kualitatif dan R&D (E. Sutopo, Ed.). Alfabeta.

Susanto, H., & Kholis, N. (2016). Analisis Rasio Keuangan terhadap Profitabilitas pada Perbankan Indonesia. Jurnal EBBANK, 7(1), 11–22.

Tazkiyyaturrohmah, R. (2018). Eksistensi Uang Elektronik Sebagai Alat Transaksi Keuangan Modern. Muslim Heritage, 3(1), 21–39.

Tjondro, D., & Wilopo, R. (2011). Pengaruh Good Corporate Governance (GCG) Terhadap Profitabilitas Dan Kinerja Saham Perusahaan Perbankan Yang Tercatat Di Bursa Efek Indonesia. Journal of Business and Banking, 1(1), 1–14.

Tumewu, R. C., & Alexander, S. W. (2014). Pengaruh Penerapan Good Corporate Governance Terhadap Profitabilitas PadaPerusahaan Perbankan yang terdaftar di BEI Periode 2009-2013. doi: 10.32400/ja.4943.3.1.2014.77-85.