THE EFFECT OF MARKETING MIX AND SERVICES ON CUSTOMER DECISIONS IN USING THE SERVICES OF THE INDONESIAN SHARIA BANK KC KABANJAHE

Authors

  • Widia Anggraini State Islamic University of North Sumatra
  • Muhammad Lathief Ilhamy Nasution State Islamic University of North Sumatra
  • Nur Ahmadi Bi Rahmani State Islamic University of North Sumatra

Keywords:

Marketing Mix, Service, Customer Decision

Abstract

The marketing mix is ​​a marketing strategy that consists of 4 components, namely: price strategy, product strategy, location strategy, and promotion strategy. This study has 5 independent variables (X), namely: Price, product, promotion and service locations and 1 dependent variable (Y), namely: Customer decision. The research was conducted at Bank Syariah Indonesia KC Kabanjahe by distributing questionnaires to 100 customers which aimed to find out how the marketing mix influences customer decisions in using BSI KC Kabanjahe services and which of the 5 independent variables most influences customer decisions. Quantitative is the research method used with the T test and F test using SPSS for Windows. Based on the research results, the marketing mix has a significant effect on customer decisions and of the 5 independent variables, promotion is the most dominant variable influencing customer decisions.

Downloads

Download data is not yet available.

Author Biographies

Widia Anggraini, State Islamic University of North Sumatra

 

 

 

Muhammad Lathief Ilhamy Nasution, State Islamic University of North Sumatra

 

 

 

 

Nur Ahmadi Bi Rahmani, State Islamic University of North Sumatra

 

 

References

Al Arif, Nur Rianto. Fundamentals of Islamic Economics. Solo: PT. Adicitra Intermedia. 2011.

Crosby, LA, Evans, KR, and Cowles, D. 2010. Relationship Quality in Services Selling: an Interpersonal Influence Perspective. Journal of Marketing, Vol. 54, no. 3.

Hamzah, Zulfadli & Purwati, Astri Ayu. 2019. The Effect of Service Quality on Sharia Banking Customer Satisfaction. COSTING : Journal of Economy, Business and Accounting, Vol. 3, No. 1, P. 98-105. Hasan, Ali. 2010. Marketing of Islamic Banks. Jakarta: Ghalia Indonesia.

Nurcholifah, Ita. 2014. "Marketing Mix Strategy in a Sharia Perspective." Equator Journal of Islamic Studies 4 (1).

Mardiyanto, E. 2021. "Implementation of Marketing Mix in Islamic Banking Marketing." Al Iqtishod: Journal of Islamic Economic Thought and Research 9 (1).

Lathief, Muhammad. 2018. Sharia Bank Financing Management. Medan: Febi UINSU Pres.

Rahim, E., & Mohamad, R. (2021). Marketing Mix Strategy (Marketing Mix) in a Sharia Perspective. MUTAWAZIN (Journal of Islamic Economics), 2(1), 15–26.

Sari, Nilam. 2012. Marketing Management (Marketing) of Banking Financial Services Products in an Islamic Perspective. Syari'ah Media: Forum for the Study of Islamic Law and Social Institutions 14 (2), 199-212

Sumitra, Andri. (2017). Sharia Banks and Financial Institutions. Jakarta: Kencana Prenada Media Group.

Sudarsono, Heri. 2004. Sharia Banks and Financial Institutions. Yogyakarta: Econesia.

Sujono, RI, & Wibowo, FW (2020). Marketing Mix and Margin Levels in Making Financing Decisions for Islamic Bank Customers. El Dinar, 8(1), 37.

Umam, Asyahrul . ( 2013). Analysis of the Effect of Marketing Mix on Customer Decisions to Save at PT. Bank Syariah Mandiri (BSM) Pati Branch. UIN SUNAN KALIJAGA.

Wow, Solomon. (2013). Marketing Mix and Religion Against Community Interests. Journal of Management and Accounting 2 (2).

Wijayanti, IDS, (2008), Management, Partners Scholar Press, Yogyakarta.

Yulianto, K Firman . ( 2010). Analysis of the Influence of Marketing Mix Factors on Customer Considerations in Choosing Islamic Banks in Medan City. Discourse Journal of Social and Humanity Studies 13 (4), 537-551.

Zamroni, Z., & Rokhman, W. (2017). The Influence of Marketing Mix and Sharia Compliance on Customers' Decisions to Choose Sharia Commercial Banks in Kudus. Equilibrium: Journal of Islamic Economics, 4(1), 97

Downloads

Published

2023-06-01

How to Cite

Anggraini, W., Ilhamy Nasution, M. . L., & Bi Rahmani, N. A. (2023). THE EFFECT OF MARKETING MIX AND SERVICES ON CUSTOMER DECISIONS IN USING THE SERVICES OF THE INDONESIAN SHARIA BANK KC KABANJAHE. Jurnal Ekonomi, 12(02), 1735–1744. Retrieved from https://ejournal.seaninstitute.or.id/index.php/Ekonomi/article/view/2067