Factors Affecting Credit Demand at Pegadaian Companies

Bambang Karnain; Sugiharto Sugiharto; Rina Dewi; Achmad  Daengs GS

Authors

Bambang Karnain Faculty of Economics, University of 45 Surabaya
Sugiharto Sugiharto Faculty of Economics, University of 45 Surabaya
Rina Dewi Faculty of Economics, University of 45 Surabaya
Achmad Daengs GS Faculty of Economics, University of 45 Surabaya

Keywords:

Credit Request, Income Level, Education Level, Interest Rate, Service, Credit Repayment Period

Abstract

This research aims to determine the factors that influence credit demand at Perum Pegadaian. This research method is literature study. The data analysis technique is by collecting information from various sources in fields related to the factors that influence the demand for credit at Perum Pegadaian, the data is collected and analyzed and conclusions are drawn. The results of this research state that the factors that influence the demand for credit at Perum Pegadaian include (1) customer's income level, (2) customer's education level (3) interest rate (4) service at Perum Pegadaian and (5) credit repayment period.

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