MARIA, M. THE EFFECT OF MATERIALISM AND FRUGALITY ON OVER-INDEBTEDNESS. THE MODERATING ROLE OF FINANCIAL LITERACY. Jurnal Ekonomi, [S. l.], v. 12, n. 02, p. 1160–1167, 2023. Disponível em: https://ejournal.seaninstitute.or.id/index.php/Ekonomi/article/view/1478. Acesso em: 5 dec. 2024.