SUSILO, D.; CARL C. G. DIZON. DIGITAL PAYMENT TRANSFORMATION IN THE PHILIPPINES: FROM CASH TO GCASH. Jurnal Ekonomi, [S. l.], v. 12, n. 04, p. 2369–2376, 2023. Disponível em: https://ejournal.seaninstitute.or.id/index.php/Ekonomi/article/view/3366. Acesso em: 27 feb. 2026.