NURHALIZA, S.; DAUD, I.; MALINI, H.; GIRIATI, G.; IRFANI, M. Financial literacy on a person‘s attitude towards debt and the influence of friends on debt habits in Indonesia . Jurnal Ekonomi, [S. l.], v. 13, n. 01, p. 496–511, 2024. Disponível em: https://ejournal.seaninstitute.or.id/index.php/Ekonomi/article/view/3435. Acesso em: 11 may. 2026.