Priska Basariana Panggabean, and Thomson Sitompul. “Determinants Of Consumption Credit In North Sumatera”. Jurnal Ekonomi 13, no. 02 (June 6, 2024): 1514–1523. Accessed December 5, 2024. https://ejournal.seaninstitute.or.id/index.php/Ekonomi/article/view/4406.