Ernawati, Lia, Elisa Issusilaningtyas, and Herlin Natasya Sefiani. “THE IMPACT OF FINTECH ON FINANCIAL LITERACY AND INCLUSION AT CILACAP’S PHARMACY WITH THE MILES AND HUBERMAN MODEL”. Jurnal Ekonomi 11, no. 03 (December 5, 2022): 1335–1340. Accessed April 30, 2026. https://ejournal.seaninstitute.or.id/index.php/Ekonomi/article/view/879.