The Effect of Convenience, Benefits, and Risks on Interest in Using Brimo Mobile Banking Services in Mantup District
Keywords:
convenience, benefits, risks, interests, mobile banking.Abstract
This study aims to determine the influence of convenience, benefits and risks on interest in using mobile banking services in a case study in Mantup District. This type of research is quantitative research. The population in this study is BRImo application users in Mantup District. Sampling in this study is based on Lemeshow's research formula obtained from 96 samples. The tests in this study used validity test analysis tools, reliability test, multiple linear regression test, multiple correlation test, determination coefficient test, partial test (t test), and simultaneous test (F test). The results of the study showed that the variables of convenience, benefit, and risk had a partial or simultaneous and significant effect on the variables of interest in using the BRImo service. Benefits were the most dominant variable in this study.
Downloads
References
Adyas, D,. & Ainurahmah, R. (2019). The Effect of Perception of Convenience, Benefits, and Security on the Decision to Purchase Indomaret Cards in the Rest Area Km 35 Sentul, Bogor Regency. Journal of Economics, 10(2), 135-144.
Amatun, N., and Kartika, M. (2020). Analyze Factors Affecting Customer Satisfaction in Using Mobile Banking Services. Journal of Education, Law, and Business, 5(1), 33-44.
Arta, T. L. F&Azizah, S. N. (2020). The Effect of Perceived Usefulness, Perceived Ease Of Use and E-Service Quality on the Decision to Use the Go-Food Feature in the Gojek Application. Scientific Journal of Management, Business and Accounting Students, 2(2), 291-303.
Ayu, W. C. & Banu, W. (2020). The Influence of Trust, Security, Risk, and Lifestyle on Interest in Using E-Banking Services. Journal of Economics and Business, 10(1), 149-159.
Devi, L. P., Sara, M., & Purnami, S. (2022). Factors Influencing Students' Interest in Using Mobile Banking Services at Warmadewa University. Warmadewa Economic Development Journal (WEDJ) 5 (1), 14-18.
Kota, T., Nuwa, Y., & Kusumastuti, S. (2022). Analysis of the Influence of Customer Interest in Using Mobile Banking Using the Technology Acceptance Model (TAM) Framework. Journal of Economics of Trisakti, 2(2), 605-614.
Nurdin, W., & Rusli. (2020). The Influence of Knowledge, Convenience and Risk on Interest in Transactions Using Financial Technology (Fintech) in Students of the State Islamic Institute (IAIN) Palu. Journal of Sharia Banking and Finance, 2(2), 199-222.
Putri, C., Utomo, W., & Marwani, J. (2018). The Effect of Percatved Ease Of Use and Percaived Usefulness on Go-Pay Transaction User Satisfaction (Case Study: Gojek Application User of Go-Pay Transaction in Madiun City). Journal of Accounting Scientific Education, 6(2).
Sulkarnain, R., Dirwan, & Asbara, N. W. (2022). The Influence of Convenience, Benefits, and Risks on Customer Decisions to Use Mobile Banking at PT. Bank Mandiri (Persero) Tbk SAM Ratulangi Branch. Journal of Management Review, Vol. 3, No. 3, 608-621.
Wahyudhi, H., Rozaini, R., & Syairozi, M. I. (2024). The role of financial technology and customer behavior mediation employee engagement on sharia bank performance In Padang, West Sumatra Province, Indonesia. Jurnal Scientia, 13(04), 1614-1621.
Widiyanti, W. (2020). The Effect of Benefits, Ease of Use and Promotion on the Decision of Use and Promotion on the Decision to Use Ovo E-Wallet in Depok. Journal of Accounting and Finance, 7(1), 54-68).
