Heni Indah Pratiwi, Galih Fajar Muttaqin, and Edward Fazri. “Stimulating Financial Planning Behavior Through Frontline Employees: A Triadic Analysis of the Role of Servant Leadership and Customer Stewardship Climate in Islamic Banks in Indonesia”. Jurnal Multidisiplin Sahombu 5, no. 07 (November 28, 2025): 2392–2407. Accessed November 8, 2026. https://ejournal.seaninstitute.or.id/index.php/JMS/article/view/7684.