Bela Cintiya Samwan, Agusyarif Rezka Nuha, Armayani Arsal, Emli Rahmi, La Ode Nashar. Calculation of Annual Premiums and Premium Reserves for Endowment Joint Life Insurance Based on Stochastic Interest Rates Using the Monte Carlo Method . JMS [Internet]. 2026 Jan. 14 [cited 2026 Apr. 30];6(01):368-74. Available from: https://ejournal.seaninstitute.or.id/index.php/JMS/article/view/7923