The Effectiveness of Mediation in Resolving Murabahah Financing Disputes in Indonesia: Literature Review
Keywords:
Mediation, Effectiveness, Murabahah Dispute, Non-Litigation Resolution, Ṣulḥ.Abstract
This study analyzes the effectiveness of mediation in resolving murabahah financing disputes in Indonesia. The research employs a literature review method with a qualitative-descriptive approach. Data were obtained from peer-reviewed journals, theses, and national academic repositories. Literature searches were conducted through indexed databases using keywords such as “mediation,” “ṣulḥ,” “dispute,” “murabahah,” and “alternative dispute resolution (ADR)” in both Indonesian and English. Thematic analysis was applied to identify the normative framework, practical implementation, supporting factors, obstacles, and success levels of mediation in the context of murabahah financing disputes. The findings indicate that mediation has significant potential to reduce litigation burdens, accelerate dispute resolution, and maintain constructive relationships between parties. However, its effectiveness remains limited due to the lack of mediator competence, the absence of standardized procedures, and low legal awareness among some disputing parties. This study underscores the need to enhance mediator capacity, establish uniform mediation standards, and integrate-based models to make mediation a more reliable mechanism for resolving murabahah financing disputes in Indonesia.
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