The Influence of Transaction Recording Habits, Financial Literacy, and Budget Management on Individual Finances

Felicia Ivanachen; Evelyna Utomo; Jholant Bringg Luck Amelia Br Sinaga; Munawarah Munawarah

Authors

Felicia Ivanachen Faculty of Economics, Universitas Prima Indonesia
Evelyna Utomo Faculty of Economics, Universitas Prima Indonesia
Jholant Bringg Luck Amelia Br Sinaga Faculty of Economics, Universitas Prima Indonesia
Munawarah Munawarah Faculty of Economics, University of North Sumatra

Keywords:

Transaction Recording Habits, Financial Literacy, Budget Management, Individual Finance.

Abstract

This study aimed to analyze the impact of transaction recording habits, financial literacy, and budget management on individual finances. This study employed a quantitative approach through a survey of 41 respondents, with 37 samples meeting the criteria. Data were obtained through a Likert-scale questionnaire and processed using IBM SPSS Statistics 25. The data processing revealed that transaction recording habits, financial literacy, and budget management simultaneously had a significant impact on individual financial conditions. Partially, the transaction recording habit variable was the only one that did not show a significant impact.

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