FELICIA IVANACHEN; EVELYNA UTOMO; JHOLANT BRINGG LUCK AMELIA BR SINAGA; MUNAWARAH, M. The Influence of Transaction Recording Habits, Financial Literacy, and Budget Management on Individual Finances. Jurnal Ilmiah Multidisiplin Indonesia (JIM-ID), [S. l.], v. 4, n. 10, p. 1378–1390, 2025. Disponível em: https://ejournal.seaninstitute.or.id/index.php/esaprom/article/view/7516. Acesso em: 22 may. 2026.