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Felicia Ivanachen, Evelyna Utomo, Jholant Bringg Luck Amelia Br Sinaga, Munawarah M. The Influence of Transaction Recording Habits, Financial Literacy, and Budget Management on Individual Finances. esaprom [Internet]. 2025 Oct. 27 [cited 2026 May 22];4(10):1378-90. Available from: https://ejournal.seaninstitute.or.id/index.php/esaprom/article/view/7516