HOW ARE THE INTENTIONS AND PERCEPTIONS OF SMES ON THE USE OF DIGITAL PAYMENTS USING QRIS IN THE CITY OF KEDIRI
Keywords:
Qris, intention, perceived benefit, perceived convenience, perceived risk.Abstract
This research is a study of the intentions and perceptions of msme actors towards the use of digital payments using qris in the city of kediri. This research is a qualitative type with 20 msme actors as respondents. With the first result being the perception of benefits, it turns out that the perceived benefits are balanced, 10 actors can already feel it and 10 others have not because they are new to digital payments with qris. Perceptions of convenience according to msme actors who were respondents stated that qris was very easy to use in all transactions. Meanwhile, from the perception of risk so far felt by the respondents there is no risk that is too fatal when using qris as a digital payment tool. From this it can be concluded that the large benefits, convenience and small risks make msme actors who are very familiar with qris prefer to use qris in every transaction intensively.
Downloads
References
. Abdussamad, Z. (2021). Qualitative Research Methods .
. Ajzen. (1991). Theory of Planned Behavior. Organizational Behavior and Human Decision Processes , 1 , 52–68. https://doi.org/10.47985/dcidj.475
. Ajzen, I. (2019). TPB Questionnaire Construction Constructing a Theory of Planned Behavior Questionnaire. University of Massachusetts Amherst , 1–7. http://people.umass.edu/~aizen/pdf/tpb.measurement.pdf
. atoms. (2022). A look at the development of e-commerce in Indonesia - Pay Later Shopping Blog -Atome. In Https://Www.Atome.Id/Blog/Menengok-Development-E-Commerce-Di-Indonesia . https://www.atome.id/blog/menengok-perkembangan-e-commerce-di-indonesia
. Chusna, A. (nd). The number of micro businesses in Kediri City grew 14.5 percent - ANTARA News East Java .
. D. Davis. (1998). Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology. Management Information Systems Research Center, University of Minnesota Is Collaborating with JSTOR to Digitize, Preserve and Extend Access to MIS Quarterly , 13 (3), 319–340. https://doi.org/10.5962/bhl.title.33621
. Featherman, MS, & Pavlou, PA (2003). Predicting e-services adoption: A perceived risk facets perspective. International Journal of Human Computer Studies , 59 (4), 451–474. https://doi.org/10.1016/S1071-5819(03)00111-3
. Prime Network. (2020). Get to know Qris (Quick Response Code Indonesian Standard). In Prima . https://www.jaringanprima.co.id/id/mengenal-qris-quick-response-code-indonesian-standard
. Kotler, P., & Keller, KL (2016). Marketing Management . Pearsons. https://books.google.co.id/books?id=UbfwtwEACAAJ
. Priambodo, S., & Prabawani, B. (2016). ELECTRONICS (Case Study in Society in Semarang City). Journal of Business Administration , 5 (2).
. Santika, A., Aliyani, R., & Mintarsih, R. (2022). Perceptions and Intentions of Umkm Actors Against the Use of Qris as a Digital Payment System in the City of Tasikmalaya. Transeconomics: Accounting, Business And Finance , 2 (4), 61–70. https://doi.org/10.55047/trans Ekonomika.v2i4.142
. Setiawan, IWA, & Mahyuni, LP (2020). Qris in Umkm's Eyes: Exploration of Umkm's Perceptions and Intentions Using Qris. E-Journal of Economics and Business, Udayana University , 10 , 921. https://doi.org/10.24843/eeb.2020.v09.i10.p01
. Silalahi, PR, Tambunan, K., & Batubara, TR (2022). The Impact of Using QRIS on Consumer Satisfaction as a Transaction Tool. ULIL ALBAB: Multidisciplinary Scientific Journal , 1 (2), 125.
. Sugiyono. (2017). Quantitative Research Methods, Qualitative, and R&D. Bandung : Alfabeta, CV.
. SBF Team. (2019). 5 Facts about the Development of E-Money in Indonesia. In Fastpay Blog & Info . https://www.fastpay.co.id/blog/5-hak-perkembangan-e-money-di-indonesia.html#:~:text=Electronic money or e-money was first released in Indonesia, Electronic Money) by Bank Indonesia.
. Official Website of City Government of Kediri. (2021). Kediri City Government Official Website. In 2015 (pp. 2–4). https://www.kedirikota.go.id/p/berita/1016711/walikota-kediri-luncurkan-prodamasSdncsj cksa sdn as cndsa csa jwnsa
